Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Surprises Making the most of surprises is a great reason to work with us. What is a Term? Do you know what a Term is? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.